Advice from the Broke
Who cares if your coworker doesn’t like your car? Who cares if they laugh at your hatchback with the bald and flat spare tire. Who cares if you iPod doesn’t have the bitchin’ touch screen? Who cares if you’re still trying to rock last year’s sunglasses? Do you really care what they think about your possessions? Who really cares about your money? Everybody always says they don’t but seriously do you? These feelings are real though and they do have an effect on how we often live our lives. Many people destroy their financial plans (if they actually have one) by making buying decisions based on the judgments of others instead of what’s best for themselves and their family. Don’t get me wrong here I’m all for buying tons of stuff, even stuff you don’t really need, that’s how I made a mess of my finances in the first place.
I got rid of a lot of stuff when I decided to adjust my financial circumstances. A funny thing happened though when I began to do that. I really didn’t care at that point what people thought about the stuff I had anymore. It was good for me in many ways. Now I sort of wear the fact that I haven’t overspent my means as a badge of honor. I love telling people I sold my BMW and bought a Chevy and why we decided to go the National Park instead of Mexico for vacation. Now that we’ve made so much progress in our financial lives the people that are actually important to us and care for us brag about what we’ve done and to that I say “Who really cares about my money anyway?”
So go ahead and mock me (or more likely just think it…wimp) then shut up and get back to work so you make some more money to hopefully cover that ridiculous car payment again next month. I love it when broke people tell I’m wrong about money – thanks for more motivation!














...."so when I got home we had a talk and decided this money situation had to change. I didn’t know how I was going to change it, we were barely making enough money to cover the monthly payments so how the H-E-double-hockey-sticks was I going to fix it?"