You Can Always Go Back
Some time ago my wife and I were discussing what to do about our finances and what “fixing our finances” actually meant, how intense we should be about the process, and what we were and were not willing to sacrifice to win over the long haul. Ultimately what we came up with was a plan that would sacrifice most everything we could think of to move forward as fast as possible. I know I’m a FinancialFreak. Our reasoning behind sacraficing everything we could was the fact that if we went crazy, became intense and paid off all our debts as quickly as possible, then realized it was not all we dreamed it would be, we could always go back into debt so what did we really have to lose? If we didn’t like our lives after we paid everything off I’m sure somebody out there would give us more money for the right terms! I know this may sound crazy but yes we did have a backdoor out of our crazy idea to get completely out of consumer debt but I guess that’s what it took to really get me going (the option to fail actually motivated me to move forward – weird) I’ve told this to several people that I’ve discussed these ideas with. “Try it and if in six months if you still think I’m crazy you can always go back!”
The funny thing is each time I’ve said this it has taken away almost any excuse they might have to avoid changing their habits. I even considered calling this website “YouCanAlwaysGoBack.com” but decided the name itself opened the door a little too wide for potential failures and excuses right off the bat.
I guess my point with this is what do you have to lose by trying something different? I know that not everybody will agree with what I’ve done but at least I tried something. Most people just sit in their own dirty diaper complaining about the smell. I know you know people like this, you work with them, live with them, have drinks with them, who knows you might even be them! We know how well what you’ve been doing financially has worked for you up to this point…so maybe it’s time to try something else? If so remember if I’m wrong you can always go back!
So if you can always go back to where you were please comment on what reasons you or others have for not changing things now….and I mean changing them right now!
...."so when I got home we had a talk and decided this money situation had to change. I didn’t know how I was going to change it, we were barely making enough money to cover the monthly payments so how the H-E-double-hockey-sticks was I going to fix it?"